Disclaimer Clause

1. General Disclaimer

The information, content, and services provided on the FinDoctor platform are made available on an "as is" and "as available" basis. While FinDoctor strives to ensure that the information on this website is accurate, up to date, and reliable, we do not make any warranties or guarantees regarding the accuracy, completeness, timeliness, or suitability of the content provided.

FinDoctor expressly disclaims any and all liability for any errors or omissions in the information contained on the platform or for the consequences of any actions taken based on the information provided.

2. No Financial or Legal Advice

The content and services provided by FinDoctor do not constitute financial, legal, or professional advice. While we offer information to assist you in making informed decisions, you should not rely on any information on the platform as a substitute for professional advice tailored to your specific circumstances. Users are encouraged to seek independent financial or legal advice before making any financial decisions or transactions.

3. Limitation of Liability

To the fullest extent permitted by law, FinDoctor, its directors, officers, employees, affiliates, or agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the platform or any services provided, including but not limited to damages for loss of profits, data, or goodwill, regardless of the nature of the claim or the theory of liability.

This limitation applies even if FinDoctor has been advised of the possibility of such damages and whether the claim arises from contract, tort, negligence, or any other legal theory.

4. No Guarantee of Availability

FinDoctor does not guarantee that the platform, services, or any part thereof will be available at all times or free from interruptions, errors, viruses, or other harmful components. We reserve the right to modify, suspend, or discontinue any aspect of the platform without notice and shall not be liable for any consequences arising from such actions.

5. Third-Party Links and Services

The FinDoctor platform may contain links to third-party websites, products, or services that are not owned or controlled by FinDoctor. These links are provided for your convenience, and FinDoctor does not endorse, approve, or make any representations regarding these third-party websites or services.

You acknowledge and agree that FinDoctor is not responsible for the availability, content, accuracy, or practices of any third-party websites or services. Your use of any third-party websites is subject to the terms and conditions and privacy policies of those websites, and FinDoctor shall not be liable for any damages or losses arising from your interactions with third-party websites or services.

6. Indemnity

You agree to indemnify, defend, and hold harmless FinDoctor, its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or related to your use of the platform, any breach of these terms, or any violation of applicable law or the rights of any third party.

7. Governing Law

These terms and any disputes arising out of or related to your use of the FinDoctor platform are governed by and construed in accordance with the laws of Malaysia. You agree to submit to the exclusive jurisdiction of the courts of Malaysia for the resolution of any disputes.

8. Changes to the Disclaimer Clause

FinDoctor reserves the right to amend or update this Disclaimer Clause at any time without prior notice. Any changes will be posted on our website, and continued use of the platform following such changes constitutes acceptance of the updated Disclaimer Clause.

9. Contact Us

If you have any questions or concerns about this Disclaimer Clause, please contact us at: