Disclaimer Clause

Effective Date: 13 March 2026

1. General Disclaimer

The information, content, and services provided on the FinDoc Sdn Bhd ("FinDoc") platform are made available on an "as is" and "as available" basis. While FinDoc strives to ensure that the information on this website is accurate, up to date, and reliable, FinDoc makes no warranties or guarantees, whether express or implied, regarding the accuracy, completeness, timeliness, or suitability of any content, information, or services made available.

FinDoc expressly disclaims any and all liability for any errors or omissions in the information contained on the platform, or for the consequences of any actions taken or decisions made based on such information.

2. No Financial or Legal Advice

The content and information made available on the FinDoc platform, including any automated assessment, summaries, reports or informational outputs, are provided for general informational and support purposes only and do not, by themselves, constitute financial, or professional advice.

Nothing in this Disclaimer Clause shall be construed as excluding, limiting, or overriding any advisory, consultancy, or support services expressly provided by FinDoc pursuant to a separate written agreement, and any such services shall be governed exclusively by the terms of that agreement.

Users are encouraged to seek independent professional advice appropriate to their specific circumstances before making any financial or commercial decisions.

3. Limitation of Liability

To the fullest extent permitted by applicable law, FinDoc, its directors, officers, employees, affiliates, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with (a) the use of, or inability to use, the platform; (b) reliance on any information, content, assessment, or output made available on the platform; or (c) any services provided through the platform, including, without limitation, damages for loss of profits, loss of data, loss of goodwill, regardless of the nature of the claim or the theory under which such liability is asserted.

This limitation applies whether or not FinDoc has been advised of the possibility of such damages.

4. No Guarantee of Availability

FinDoc does not guarantee that the platform, any services, or any part thereof will be available at all times or free from interruptions, errors, viruses, or other harmful components. FinDoc reserves the right to modify, suspend, withdraw or discontinue any aspect of the platform or its features from time to time for operational, security, legal, or business reasons and shall not be liable for any loss or consequences arising from such modification, suspension, or discontinuation.

5. Third-Party Links and Services

The FinDoc platform may contain links to third-party websites, products, or services that are not owned or controlled by FinDoc. Such links are provided solely for convenience and do not constitute any endorsement, approval, or recommendation by FinDoc.

You acknowledge and agree that FinDoc does not assume responsibility for the availability, content, accuracy, privacy practices, or conduct of any third-party websites or services. Any use of third-party websites or services is subject to the applicable third party's terms and policies, and FinDoc shall not be liable for any loss or damage arising from such use.

6. Indemnity

You agree to indemnify, defend, and hold harmless FinDoc, its directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs or expenses (including legal fees) arising out of or in connection with:

• your use of the platform,
• any reliance on information or content made available on the platform;
• any breach of this Disclaimer Clause; or
• any violation of applicable law or the rights of any third party.

7. Governing Law

This Disclaimer Clause and any disputes arising out of or in connection with your use of the FinDoc platform shall be governed by and construed in accordance with the laws of Malaysia, and you agree to submit to the exclusive jurisdiction of the courts of Malaysia for the resolution of any disputes.

8. Changes to the Disclaimer Clause

FinDoc reserves the right to amend or update this Disclaimer Clause from time to time. Any changes will be published on the FinDoc platform or website, and continued use of the platform after such publication constitutes acceptance of the updated Disclaimer Clause.

9. Relationship with Other Agreements

Where a user has entered into a separate written agreement with FinDoc in relation to specific services, the terms of such agreement shall prevail to the extent of any inconsistency with this Disclaimer Clause.

10. Contact Us

If you have any questions or concerns regarding this Disclaimer Clause, please contact: