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Matched against 20 Malaysian banks · No impact on your credit score

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Why choose Financial Doctor?

Credit insights

Understand your creditworthiness across 20 banks in Malaysia.

Tailored guidance

Access tailored personalised advice with Premium Application Service.

Credit repair

Correct errors, improve credit score for success.

Enhanced approvals

Getting higher loan approval rates after Premium Application Service.

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How does FinDoc work?

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Instant AI Loan Check

Know Your Loan Eligibility Without Affecting Your Credit Score

Lite Report

FREE

Basic

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Free report includes:

Summary of income profile

Basic loan eligibility insights

Pro Report

RM50.00

Monthly unlimited access

Recommended

Go Pro

Everything in Lite and...

Full AI Loan Eligibility Report

Instant Loan Pre-Approval (Mortgage)

AI Credit Score & Loan Eligibility Analysis

Credit Profile Matching to 20+ Banks

Pro Advisory

RM650.00

Monthly unlimited access

Best Value

NP: RM1000.00

Save RM350.00!

Go Pro Advisory

Everything in Pro and..

AI-Driven Personalized Financial Advice

45 minutes 1-on-1 Coaching Session

Application & Interest Reduction Guidance

Smart AI Debt Consolidation

Plan Comparison

Features	Lite Report	Pro Report
AI Loan Eligibility Check
Income Profile Summary
AI Credit Score & Loan Eligibility Analysis	—
Instant Loan Pre-Approval (20 Banks)	—
AI-Driven Personalized Financial Advice	—	—
45-Minute 1-on-1 Coaching Session	—	—
Application & Interest Reduction Guidance	—	—
Smart AI Debt Consolidation	—	—

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People love FinDoc!

“Advisor provides details explanation. The programme is good in terms of helping borrowers in saving housing loan interest.”

Amelee Yeoh

“Help to clear my doubt on financial question and secure better offer for my loan.”

Yih Lam Chew

“Clearly understand your own loan capacity, which bank can borrow the lowest interest, and how to invest.”

Hui Mei Koh

FinDoctor Money Tips

Find out all the latest news and exclusive guides about personal finance

04 Nov 2026 · FinDoc Editorial Team

OPR Decision 5 Nov 2026: What a Hold or Hike Means for Your Loans

Bank Negara decides the OPR on 5 Nov 2026 at 3pm. 8 of 9 economists expect a hold at 2.75%. See what a hold or a 0.25% hike means for your loan instalments.

04 Nov 2026 · FinDoc Editorial Team

Budget 2027 Stamp Duty for First Homes: What You Could Save

Budget 2027 proposes full stamp duty relief on first homes up to RM500k and 50% relief up to RM750k for SPAs signed 2027–2030. See who qualifies and savings.